A too-large garter belt and low-riding panties would be a Very Bad Combo, yes. A garter belt should sit snugly around the hips and waist. Not quite girdle-like, but certainly not baggy. In general, it shouldn't come down below the crotch. According to Grandma, the garter/girdle garment (http://www.shopnational.com/product.cfm/wc/303500/sgid/4519_?green=13937993760&mbpt=product_detail_page) wasn't a daily-wear item, and was usually for parties when you were wearing a tight dress (and a longline bra). Of course, this might be just her experience, as she was a notorious hater of most underwear.
Victoria's Secret garter belts are crap. This is the kind of garter belt I wear (http://www.shopnational.com/product.cfm/wc/303500/sgid/8293_?nwid=103801&mr:trackingCode=0CAA9D92-4CC7-DF11-92F8-0019B9C04BE4&mr:referralID=NA). I very much like the look of this one (http://www.shopnational.com/product.cfm/wc/303500/sgid/8577_?nwid=103801&mr:trackingCode=F4AC9D92-4CC7-DF11-92F8-0019B9C04BE4&mr:referralID=NA), though, and might buy that style since my old one is starting to fray.
Unless I'm bellydancing, I wear fairly high-waisted undies. I admit to being a granny panty lover and wearer.
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Victoria's Secret garter belts are crap. This is the kind of garter belt I wear (http://www.shopnational.com/product.cfm/wc/303500/sgid/8293_?nwid=103801&mr:trackingCode=0CAA9D92-4CC7-DF11-92F8-0019B9C04BE4&mr:referralID=NA). I very much like the look of this one (http://www.shopnational.com/product.cfm/wc/303500/sgid/8577_?nwid=103801&mr:trackingCode=F4AC9D92-4CC7-DF11-92F8-0019B9C04BE4&mr:referralID=NA), though, and might buy that style since my old one is starting to fray.
Unless I'm bellydancing, I wear fairly high-waisted undies. I admit to being a granny panty lover and wearer.