clevermanka: default (eyes)
clevermanka ([personal profile] clevermanka) wrote2008-11-19 10:15 am
Entry tags:

Budgeting

I went through the last twelve months of credit card statements to figure what I spend on groceries per month. I had a guess, and I was curious how accurate I was. I guessed within less than five dollars of the actual average total. Yay me for having a good sense of how much I was spending at the grocery stores.

What I didn't have a good grasp on was how much I was spending on frivolous stuff like restaurants, craft stuff, and fabric. Wow. Too much.

Hancock's purchases are necessary, because I can't use the fabric I already have without zippers, thread, interfacing, etc., and that stuff runs out faster than the fabric stash. But do I really need anything else from Michael's? No. I'm also going to limit my restaurant spending to twice-a-month-treats. This does not include my alcohol bill, mind you. I'll still go out for the drinkies more than occasionally because that's a keystone to my happiness and sanity--but I'm going to pay with cash now. And I'm going to avoid ordering food with the booze. That'll make me a cheaper drunk, anyway, so everybody wins.

And for the love of god, I am not splurging on any more make-up binges until 2010. Seriously. Jesus Christ.

[identity profile] nataliesee.livejournal.com 2008-11-19 04:42 pm (UTC)(link)
I really need to sit down and do that. Thanks for the reminder.

[identity profile] clevermanka.livejournal.com 2008-11-19 04:47 pm (UTC)(link)
You're welcome. Er...

cough

*looks sideways at [livejournal.com profile] everflame*

*shifts feet*

Um. Sorry?

[identity profile] socialdragnfly.livejournal.com 2008-11-19 04:54 pm (UTC)(link)
its my end of the year time where I look at mine too. OH NO!


[identity profile] tessagratton.livejournal.com 2008-11-19 04:57 pm (UTC)(link)
Heh. I hardly notice.

[identity profile] clevermanka.livejournal.com 2008-11-19 04:57 pm (UTC)(link)
Whew.

[identity profile] adammaker.livejournal.com 2008-11-19 05:06 pm (UTC)(link)
Drinking at home is best/cheapest! esp. when combined with friends co-cooking dinner and potlucking!
-
I want more of that sort of thing in my life this coming year.

Also, Les Bourgeois wine is cheap at my Mo-side Sunfresh supermarket. I Need More of That.

[identity profile] clevermanka.livejournal.com 2008-11-19 05:08 pm (UTC)(link)
Drinking at home is best/cheapest!

Cheaper definitely, but I do like having someone else make my drinks and being loud and happy in public. So best occasionally, but not always. I like being served from time to time.

[identity profile] grnvixen.livejournal.com 2008-11-19 05:11 pm (UTC)(link)
Craft stuff is *never* Frivolous!!!!

And wine can be a neccessity of life :).

[identity profile] adammaker.livejournal.com 2008-11-19 05:12 pm (UTC)(link)
I can totally get behind that idea, but I've been (personally) kinda blocking out whether I miss it.
My habit of going out for drinks kinda died when I returned to school a few years ago.

[identity profile] clevermanka.livejournal.com 2008-11-19 05:14 pm (UTC)(link)
wine can be a neccessity

Is. Wine is a necessity.

[identity profile] clevermanka.livejournal.com 2008-11-19 05:14 pm (UTC)(link)
Good luck with it!

[identity profile] adammaker.livejournal.com 2008-11-19 05:16 pm (UTC)(link)
DoublePlusTrue!!

[identity profile] saffronhare.livejournal.com 2008-11-19 05:36 pm (UTC)(link)
So speaks an introvert. I've heard there are people who *enjoy* being out and about with other people, though it's a great mystery to me. :)

[identity profile] nottygypsy.livejournal.com 2008-11-19 05:50 pm (UTC)(link)
I am looking forward to Friday!

I have been spending cash on all these extras and I'm sure I should have been socking it away.

I've got another avon order coming tomorrow. I think I at least bought ONE Christmas present.

xNTx

[identity profile] adammaker.livejournal.com 2008-11-19 06:09 pm (UTC)(link)
I test out to be sorta bipolar on the introvert/extrovert axis.

xNTx : that's me to the core!

MBTI (extended test) had me split 50/50 on the first and last positions:

* Extraversion or Introversion E or I
* Sensing or Intuition S or N
* Thinking or Feeling T or F
* Judging or Perceiving J or P

[identity profile] the-themiscyran.livejournal.com 2008-11-19 07:08 pm (UTC)(link)
I did this a few years ago and was floored by how much we spent at restaurants! We've gotten much better since then.

I only buy notions and such now, too, since I still have about half-a-frakkin-craft-store in my garage. At least this way, you can revel in how much beautiful and useful stuff is coming out of the shrinking pile of craft and fabric supplies. :D

[identity profile] clevermanka.livejournal.com 2008-11-19 07:17 pm (UTC)(link)
you can revel in how much beautiful and useful stuff is coming out of the shrinking pile of craft and fabric supplies

Exactly.

[identity profile] curieuse.livejournal.com 2008-11-19 08:38 pm (UTC)(link)
I love www.mint.com for this -- it works really well for us and has lots of pretty pie charts. :)

[identity profile] clevermanka.livejournal.com 2008-11-19 09:00 pm (UTC)(link)
Wow, thanks!

[identity profile] curieuse.livejournal.com 2008-11-19 09:25 pm (UTC)(link)
And it's free! :)

[identity profile] amjhawk.livejournal.com 2008-11-20 03:08 pm (UTC)(link)
You should go on The Price is Right!

Only, like, I don't know where on Earth they find their prices.